Your Canadian Home Equity.
Your Dominican Republic
Dream Property.
Greenhouse unlocks up to 80% LTV on your Canadian primary residence — transforming you into a cash buyer in Bayahibe, Punta Cana, Cap Cana, and Las Terrenas. Skip the 90–180 day DR bank process. Negotiate 1–5% price discounts. Close in weeks.
Why Smart Money Stays North:
The Canadian Equity Advantage.
Most Canadians don't realize their home is already a Caribbean wealth-building vehicle. Here's the exact financial comparison that makes the case undeniable — from a 30-year cross-border mortgage veteran.
A veteran broker's side-by-side comparison. The numbers speak for themselves.
Canada:
Equity Extraction
80% LTV at home. Cash buyer status in DR.
Interest Rate
4.5 – 5.5%
Domestic Canadian Rates
Funding Timeline
15 – 21 Days
Fast-track equity funding
Equity Access (LTV)
Up to 80%
On your Canadian primary home
Negotiation Status
Cash Buyer
1–5% purchase discount in DR
Local Life Insurance
Not Required
No mandatory policy
Saves $40,000–$80,000+ vs. DR bank over 5 years
Dominican Republic:
Local Bank Loan
Non-resident USD financing. Obstacles at every step.
Interest Rate
8 – 11% USD
Non-resident foreign rates
Approval Timeline
90 – 180 Days
Heavy bureaucracy at every step
Equity Access (LTV)
Only 50–60%
Foreign buyer cap applies
Negotiation Status
Dependent Buyer
High legal, appraisal & notary fees
Local Life Insurance
Mandatory
Required by Dominican lenders
Most Canadians don't qualify — or pay dearly if they do
The Verdict: Canadian Equity is the Only Logical Choice.
"Transforming your Canadian equity into liquid cash is the easiest path to ownership in the Dominican Republic. Sellers in Bayahibe and Cap Cana prioritize cash deals, allowing you to bypass appraisal delays and local bank uncertainty."
Three Steps to Dominican Ownership
Remember: this is not a downpayment loan. It is an Equity Extraction — accessing the dormant wealth already sitting in your Canadian home.
Equity Extraction — Not a Downpayment
This is not a downpayment loan. It is an Equity Extraction — a refinance of your existing Canadian primary residence up to 80% LTV. A $900K Toronto home with $400K remaining balance yields $320,000 in accessible equity at Canadian interest rates, wired directly to a Dominican trust account.
Avg. Canadian refi rate: 4.5% – 5.5%Become a Verified Cash Buyer in the DR
Transforming your Canadian equity into liquid cash is the easiest path to ownership in the Dominican Republic. Sellers in Bayahibe and Cap Cana prioritize cash deals, allowing you to bypass appraisal delays and local bank uncertainty. Your Greenhouse equity letter functions as proof of funds on day one.
Skip 90–180 day DR bank approvalNegotiate Like a Developer's Dream Buyer
Cash buyers in the Dominican Republic command real respect. Pre-construction developers in Bayahibe, Cap Cana, and Punta Cana routinely offer 1–5% price discounts to cash buyers. On a $400K condo, that's up to $20,000 returned to you at the table — before you even own the property.
1–5% purchase price advantageHow Much Can You Extract?
Slide your home value and remaining mortgage balance. See your instant DR buying power at 80% Canadian LTV.
Available DR Buying Power
$370,000
80% LTV minus remaining balance
Est. Monthly Payment (25yr amortization)
$2,206/mo
Formula: ($900,000 × 80%) − $350,000 = $370,000
Identify Your Optimal Path
Three ways to start. One destination: Dominican Republic property ownership powered by Canadian equity.
4 Questions to Identify Your Optimal Path
Answer 4 quick questions about your goals, Canadian city, equity range, and target DR market. We build your personalized Caribbean buying roadmap instantly.
Your Canadian Equity Is Your Greatest Asset
Most Canadians have $200K–$600K in untapped home equity sitting dormant. Find out exactly how much Caribbean buying power is already locked inside your property.
The Greenhouse Advantage
24-hour pre-approvals. CONFOTUR tax verification on every property. Direct attorney coordination. Zero DR bank dependency. See why 400+ Canadians chose Greenhouse.
Unlock Your Strategy in 4 Steps
From your first call to registered DR property ownership — every step engineered for Canadian equity extraction.
Book a Discovery Call
30-minute strategy session with a cross-border specialist who reviews your Canadian mortgage, home value, and financial profile.
Receive Equity Assessment
We deliver a formal letter showing your available equity — the same document you bring to DR developers as proof of funds.
Refinance & Deploy
Our team handles the full Canadian refinance process. Funds are wired directly to a trust account in the Dominican Republic.
Close as Cash Buyer
Walk into any negotiation as a verified cash buyer. Register title under Torrens, apply CONFOTUR exemptions, start earning.