The Canadian
Equity Bridge
Strategy
How savvy Canadians in Toronto, Vancouver, Calgary, and beyond are leveraging their primary residence equity to become cash buyers in the Dominican Republic — at Canadian interest rates, not DR bank rates.
From Canadian Homeowner to
Dominican Cash Buyer
Book a Greenhouse Discovery Call
A 30-minute call with a cross-border specialist who reviews your current Canadian mortgage, home value, and financial profile. We determine your exact refinanceable equity within 24 hours.
Receive Your Equity Assessment
We deliver a formal letter showing your available equity — the same letter you'll bring to DR developers as proof of funds. This document carries the same weight as a bank draft for pre-construction purchases.
We Refinance Your Canadian Property
Our team handles the full Canadian refinance process. We work with major Canadian lenders and credit unions to lock in the most competitive rate possible on your equity drawdown.
Deploy Equity as a Cash Buyer
Funds are wired directly to a trust account in the DR, held by your appointed Dominican attorney. You now walk into any developer or agent negotiation as a verified cash buyer.
Negotiate Your Price Discount
Cash buyers in the DR hold real power. Pre-construction developers typically offer 1%–5% off asking price. On a $400K condo, that's $4,000–$20,000 returned to you at the table.
Close, Register & Start Earning
Your Dominican attorney registers the property under the Torrens System. If it qualifies, CONFOTUR tax exemptions are applied. You begin managing your investment — or enjoying it.
We Finance Both Routes to the Dominican Republic
Here's what buying property in the Dominican Republic as a Canadian looks like through a local bank — and why most Greenhouse clients choose the equity route instead.
8–11%
DR Bank Interest Rates (USD)
30–50%
Down Payment Required (USD)
3–6mo
Typical Approval Timeline
5.2%
Avg. Canadian Refi Rate (2026)
| DR Bank | Interest Rate (USD) | Down Payment | Approval Time | Currency |
|---|---|---|---|---|
| Banco Popular DR | 9.5%–11% | 40%–50% | 4–6 months | USD |
| Banco BHD León | 9%–10.5% | 35%–45% | 3–5 months | USD |
| Banco Santa Cruz | 10%–11% | 40%–50% | 4–6 months | USD |
| Scotiabank DR | 8.5%–10% | 30%–40% | 3–5 months | USD |
| 🇨🇦 Canadian Equity Refi | 5.2%–5.8% | 0% (equity) | 1–3 weeks | CAD |